金融专业英语证书考试全真模拟试题集•中级

为了帮助广大考生积极应考，我们邀请了具有长期考前辅导经验的高校教师和相关人员编写了FECT考试的系列辅导用书，并按照英文版教材，各自单独成册。该系列辅导书的内容，初级包括词汇、难句注释、课文参考译文、练习题及参考答案，以及模拟试题与参考答案，并随书附赠听力光盘2张；中级包括专业词汇、背景知识介绍、课文参考译文、练习题及参考答案、模拟试题及参考答案。专业词汇可以省去考生查找字典的时间；背景知识介绍可使考生积累必要的专业知识，以加深对课文的理解；参考译文可帮助考生检验自己对原文的理解，及时解决疑难问题；课后练习和答案让考生检验所学知识和掌握程度，具有较高的参考价值；模拟试题则可以帮助考生进行考前练兵。
FECT考试的5本应试指导系列教材推出后受到了广大应试人员的热烈欢迎。为了满足广大读者的需求，进一步丰富系列教材的品种，我们在总结经验的基础上，聘请具有多年授课经验的考前辅导班的任课教师编写了《金融专业英语证书考试全真模拟试题集·初级》和《金融专业英语证书考试全真模拟试题集·中级》，以便利考生在考前集中进行全面检测。
为了帮助广大考生积极应考，我们邀请了具有长期考前辅导经验的高校教师和相关人员编写了FECT考试的系列辅导用书，并按照英文版教材，各自单独成册。该系列辅导书的内容，初级包括词汇、难句注释、课文参考译文、练习题及参考答案，以及模拟试题与参考答案，并随书附赠听力光盘2张；中级包括专业词汇、背景知识介绍、课文参考译文、练习题及参考答案、模拟试题及参考答案。专业词汇可以省去考生查找字典的时间；背景知识介绍可使考生积累必要的专业知识，以加深对课文的理解；参考译文可帮助考生检验自己对原文的理解，及时解决疑难问题；课后练习和答案让考生检验所学知识和掌握程度，具有较高的参考价值；模拟试题则可以帮助考生进行考前练兵。
　　FECT考试的5本应试指导系列教材推出后受到了广大应试人员的热烈欢迎。为了满足广大读者的需求，进一步丰富系列教材的品种，我们在总结经验的基础上，聘请具有多年授课经验的考前辅导班的任课教师编写了《金融专业英语证书考试全真模拟试题集·初级》和《金融专业英语证书考试全真模拟试题集·中级》，以便利考生在考前集中进行全面检测。

Financial English Certificate Test(Medium Stage for Banking)
BASIC ECONOMICS (Ⅰ)
REFERENCE ANSWER (Ⅰ)

Financial English Certificate Test(Medium Stage for Banking)
BASIC ECONOMICS (Ⅱ)
REFERENCE ANSWER (Ⅱ)

Financial English Certificate Test(Medium Stage for Banking)
BASIC ECONOMICS (Ⅲ)
REFERENCE ANSWER (Ⅲ)

Financial English Certificate Test(Medium Stage for Banking)
ELEMENTS OF BANKING (Ⅰ)
REFERENCE ANSWER (Ⅰ)

Financial English Certificate Test(Medium Stage for Banking)
ELEMENTS OF BANKING (Ⅱ)
REFERENCE ANSWER (Ⅱ)

Financial English Certificate Test(Medium Stage for Banking)
ELEMENTS OF BANKING (Ⅲ)
REFERENCE ANSWER (Ⅲ)

Financial English Certificate Test(Medium Stage for Banking)
ACCOUNTING (Ⅰ)
REFERENCE ANSWER (Ⅰ)

Financial English Certificate Test(Medium Stage for Banking)
ACCOUNTING (Ⅱ)
REFERENCE ANSWER (Ⅱ)

Financial English Certificate Test(Medium Stage for Banking)
ACCOUNTING (Ⅲ)
REFERENCE ANSWER (Ⅲ)

Financial English Certificate Test(Medium Stage for Banking)
INTRODUCTION TO LAW (Ⅰ)
REFERENCE ANSWER (Ⅰ)

Financial English Certificate Test(Medium Stage for Banking)
INTRODUCTION TO LAW (Ⅱ)
REFERENCE ANSWER (Ⅱ)

Financial English Certificate Test(Medium Stage for Banking)
INTRODUCTION TO LAW (Ⅲ)
REFERENCE ANSWER (Ⅲ)

debts up to the full extent of his personal assets.
The following points should be considered in assessing and minimizing the risk when evaluating a loan request from a sole proprietor:
a. Checking the business registration certificate to establish that the borrower is the sole owner of the business.
b.Since the borrower may have substantial personal assets outside the business , so ascertain his personal net worth.
c. Find out how the borrower's net worth has been accumulated, i.e. what has been buih up from his own efforts, from inheritance , or speculative gains.
d. Check out if the borrower is experienced in the particular business which he is running and for which he is requesting a loan.
e. Check out if the borrower has a good track record in running a successful and profitable business. ( 10 marks)
2. A partnership is a business in which two or more persons join together for the purpose of carrying on a business with a view to making profit.
To assess the partnership as a credit risk, the banker ought to follow these steps:
a. Establish the names of all partners by checks on the company's registered office or the partnership deed.
b. Evaluate the partnership's repayment ability by analyzing information obtained from its statements of account.
c. Ascertain the reputation of the partnership; where partnerships are professional finns such as solicitors, accountants etc., information can easily be obtained from the customer's professional associations.